Need an appraisal in San Leandro or Alameda County?

Check out the top 7 reasons CA homeowners use James Valdez Appraisal Service:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge property tax assessments
To cut your monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review a different appraiser's report for verification
If real estate property needs to be divided because of a divorce
To settle an estate in CA by determining the true market value of real estate in question

Do you own a house in or near San Leandro? Do you need help deciding the value of your real estate?
Contact James Valdez Appraisal Service.

At James Valdez Appraisal Service, we understand the unique needs of a customer in need of appraisal services. Our business practices and reporting formats are relatively routine to our business clients like banks, attorneys, and accountants. As our non-traditionalclient, we'll be sure you get extra guidance and explanations through the appraisal process to better understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your own home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a likely buyer. It gives you something tangible to show your buyer. An appraisal is an independent third party's opinion of your house's price -- not just you saying how much your house is worth. Potential buyers know that you have an emotional attachment to your house and will be much more likely to give credibility to a professional appraiser's value conclusion than yours.

PMI Removal Appraisals

A preferred money saver for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to the lender to have the PMI eliminated from your loan, which will make your monthly payments go down. We are veterans in helping folks just like you do away with unwanted and unneeded PMI insurance.

Challenging Alameda county's assessment of your property

Your local tax assessor may have your house overvalued if you live in a local area that is declining. That means you are paying more taxes than you should. The earlier you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. An appraisal report from James Valdez Appraisal Service is your perfect weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

Your lender may choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area -- even if your specific property has not declined in value. Not only can this be inopportune from a cash flow angle, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. James Valdez Appraisal Service can help you reinstate your home equity line of credit with efficient appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just accepted a copy of your appraisal and you'd like to have a seasoned professional double-check it for preciseness or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? We can go out and check the subject and comps in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have had done before. While typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.